The housing market is looking strong for 2016, with more and more renters hoping to take those exciting first steps towards home ownership. In fact, Rightmove.com has reported record web traffic over the Christmas and New Year period for both sales and lettings!
For many, purchasing their first home is on the top of their New Year’s resolutions list and, with the aid of Help-to-Buy, new build homes have become a very affordable option. However, the government-backed scheme is only one element to consider when purchasing a first home. Why? Because lenders have their own criteria to adhere to when it comes to mortgage applications.
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